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🛡️ Guide 6 min read

Insurance for Home Renovations

Home renovation insurance is a confusing area that many homeowners overlook — until something goes wrong.

Types of Insurance

  • 1 Public liability insurance (tradie)
  • 2 Home warranty insurance
  • 3 Contract works insurance
  • 4 Home and contents insurance

Public Liability Insurance

Any tradie working on your home should carry public liability insurance of at least $5 million.

⚠️ Watch out: If a tradie injures themselves on your property without their own insurance, you may be exposed.

Home Warranty Insurance

In NSW, VIC, QLD, SA, and WA, builders doing residential work above a threshold must take out Home Warranty Insurance.

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